BEFORE A CREDITOR CAN GARNISH your wages or your bank reports in Ohio, they ( except for the government that is federal must register and win a lawsuit. After the lawsuit is filed, the creditor must provide you notice.
This notice could be sent to you via certified mail or by using an activity host. Thoughts is broken offered, you've got 28 times to register an answer, lawfully called a response. The case can be litigated if you file an answer.
The creditor can seek a default judgment if you fail to file the answer. If awarded, the creditor is awarded a judgment you will be deemed to have forfeited the right to defend yourself against you because.
As soon as this judgment is obtained by the creditor, the income due could be gathered through wage garnishment, or banking account garnishment, or both, until the stability is gathered in full.
Wage Garnishments And Bankruptcy
A CREDITOR HAS GOT THE DIRECTLY TO GARNISH YOUR WAGES once they have developed a judgment against you.