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MOORHEAD Moorhead City Councilwoman Heidi Durand says it is time to stop payday advances that typically charge triple digit rates of interest. She asked the town's Human Rights Commission Wednesday, Feb. 19, to aid state legislation that will seriously reduce rates of interest or to back a feasible town plan to restrict prices.

Durand stated the "working poor or perhaps the most financially strapped or susceptible" are taking right out vast amounts of such loans in Clay County, including as much as thousands of bucks in interest re re payments and costs taken off the area economy numerous borrowers, she stated, can't get that loan from another standard bank. Per capita, the county ranks second one of the 24 in Minnesota which have a minumum of one pay day loan lender.

Present state legislation permits a two week loan of $380, as an example, to cost just as much as $40, a 275% rate of interest.

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