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Senator Dick Durbin. These payday loan providers victimize hopeless individuals who end up looking for quick money, usually for such things as necessary vehicle repairs or care that is medical.

WASHINGTON – U.S. Senate Democratic Whip Dick Durbin (D-IL), a longtime champion of legislation to rein in the predatory payday lending industry, today presented testimony to your home Financial solutions Subcommittee on customer Protection and finance institutions hearing on ending financial obligation traps into the payday and tiny buck credit industry. The subcommittee will talk about the Protecting Consumers from Unreasonable Credit Rates Act of 2019, a bill Durbin reintroduced yesterday that could get rid of the exorbitant prices and high charges charged to consumers for payday advances by capping interest levels on customer loans at a yearly portion rate (APR) of 36 percent—the same restriction currently set up for loans marketed to armed forces solution - people and their loved ones.

Complete text of Durbin’s testimony that is prepared available below:

Chairwoman Waters, Subcommittee Chairman Meeks, people in the subcommittee: many thanks for permitting me personally to submit testimony with this consumer protection issue that is important.

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